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About this app
Have you ever worried about money? You are not alone. Download YNAB, get good with money, and never worry about money again. Start your free one-month trial and stop feeling like you’re bad with money. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Join workshops and attend live Q&A sessions -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to Google Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
What's New
Latest version 25.38.2 with bug fixes and performance improvements
Enhanced security and stability
Optimized for better user experience
Kullanıcı Yorumları
10 yorumRay Lee
5 ay önce
YNAB streamlines and simplifies what I've been trying to do with a spreadsheet for months. I went with the annual fee and it is absolutely worth the $9 per month because it's saved me hundreds each month. i went from living pay check to pay check to now having a 2k buffer in my bank account at the end of the month after just 2.5 months with the app. Im way less stressed and much more balanced with my money. Thank you ynab!!
Well done, Ray! It sounds like you're working the program — and absolutely killing it! 🤘 -Renae @YNAB.com
Heather
5 ay önce
I've been using YNAB since late 2017, and it absolutely changed my life. I had always struggled w/ organizing my finances, and I tried apps like Mint, but I always ended up out in the weeds with them. YNAB's simple envelope approach is straight forward & easy. I mainly use the web app, but the phone app is great and keeps improving. As well, their blog and video library is extensive, and there's tons of support. YNAB is a priority subscription for me.
❤️ I love this so much, Heather! Thanks for sharing your experience! -Renae @YNAB.com
Mary Henderson
7 ay önce
This is worth paying for. Finally, it is easy to set aside funds for down the road essentials (like filling the oil tank!) and know if you can afford to go out to dinner! August 2025 update: I continue to use YNAB regularly and couldn't live without it! I often create a budget category for special projects to keep track - then hide it when complete. I really like the new changes except: please when we open the app don't make us wait through the cute plant. And name the budget the budget.
Hi Mary, I love that YNAB's still helping you make daily decisions with clarity and calm. Sounds like your plan's taking more time to load these days, so please reach out via the app or help@ynab.com—we'll dig in! ~ Lauren @ YNAB
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This app has been verified and is safe to download. No malware detected.
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