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About this app
Credit Genie helps you manage your money with spending insights, overdraft alerts, and (if eligible) access to a cash boost. ✅ CASH BOOST* (IF ELIGIBLE) up to $150 - No minimum or maximum time for repayment (Typical repayments between 9 - 120 days) - No interest (Max APR: 0%) - No credit checks - No late fees - No direct deposit required A Cash Advance/Cash Boost (Earned Wage Access) is NOT a personal loan or a loan of any kind! Credit Genie is an Earned Wage Access app. There are no maximum annual percentage rate (APR) as there are no mandatory fees associated Credit Genie's cash Boost. Below are Representative Examples of a Cash Boost: Example 1 (No fee / Standard delivery): Advance Amount: $40.00 Delivery fee: $0.00 Total repayment: $40.00 Example 2 (Optional fee / Instant delivery): Advance Amount: $40.00 Optional instant delivery fee: $0.99 Total repayment: $40.99 Cash Boost is not a loan or credit and does not create debt. There is no interest (0% APR) and no mandatory fees to receive a Cash Boost. Repayment (if you choose to repay) is made via automatic debit from your linked bank account on your scheduled repayment date. Credit Genie also charges a recurring $4.99 fee to maintain a bank account connection, but this fee is not required to obtain a Cash Boost. See our Terms & Conditions for more details: https://creditgenie.com/terms-and-conditions ✅ TRACK YOUR SPENDING • See where your money goes and budget with confidence ✅ OVERDRAFT ALERTS • Get alerts when your account is at risk of overdrafting ✅ SPECIAL OFFERS • Access curated offers that can help you manage credit and debt ✅ SAFE & SECURE • Bank-level encryption to help protect your information *Offer approval and amount subject to eligibility requirements. Not available in all states. Approved offers range from $10 - $100 for first-time customers. For repeat customers, the amount ranges up to $150. Customers must connect a bank account to Credit Genie to apply for a Cash Advance. Not all customers who apply for a Cash Boost will qualify. Credit Genie charges a recurring fee to maintain a customer's bank account connection. Customers can stop the recurring fee by disconnecting their bank account at any time within the app. Paying the Bank Connection Fee does not guarantee approval for a Cash Boost. Credit Genie's Cash Boost service is unavailable to residents of Connecticut, Maryland, Nevada, Hawaii, or Washington, D.C. To receive funds as quickly as within minutes, customers must select the associated delivery option (additional fees apply). Most customers who select the option receive their funds within 30 minutes. Learn more about how we share and protect your data at https://creditgenie.com/privacy-policy Credit Genie 3411 Silverside Rd, Ste 104 Wilmington, DE 19810
What's New
Latest version 3.0.9 with bug fixes and performance improvements
Enhanced security and stability
Optimized for better user experience
Kullanıcı Yorumları
10 yorumJeffrey Waters
3 ay önce
I called to try and get help to change my debit card number just to get hung up on... the money was taken out of my account as of yesterday and now it's say that I cant borrow until the system is finished. But it the past once the system has taken the money out of my account... it usually send me a text like I got yesterday saying that it was fully paid I could go back and borrow again but this time....it's still saying payment processing when it's already gone out of my account. What going on?!
I’m so sorry for the frustration with your payment and card update. Even if the funds cleared, it may still show “processing.” Please reach out through support.creditgenie.com so we can review your account and get this fixed quickly. —Catherine, Credit Genie Support
Samantha K
7 ay önce
*This is a new review*I borrowed $20 a couple times and then was able to borrow $100. It takes an excruciatingly long time for paymemts to clear and they always take it out in micropayments. It doesn't matter if the $ is in your acct they'll take less. At least for me anyway. So weird! So if you're trying to borrow money often and think you can borrow right after you pay it, this is not the app for you!
We are sorry you had a negative experience. Please get in touch with us at email support@creditgenie.zendesk.com where we will be happy to take care of your concern.
my phone absolutely
5 ay önce
I keep having charges come out of my account. The app keeps crashing, and I can't see what is going on. **** as of 10/10/2025**** I am going to have to keep a close eye on my bank account to make sure payments come out. I put in a request to close the subscription and was told I had to wait until my balance was paid back. not sure if it has become I cannot get on the app. it constantly crashes. I have cleared everything and re-installed. Still nothing. Good thing I took a screenshot
We’re sorry you’re seeing charges and app crashes. Deleting the app doesn’t stop fees—please disconnect your bank in “Settings” and contact support.creditgenie.com so we can help fix this. —Catherine, Credit Genie Support
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This app has been verified and is safe to download. No malware detected.
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