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About this app
Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan. No other hidden, or surprise fees. — Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states. Atlas, 300 Coventry Rd, Kensington, CA 94707.
What's New
Latest version 4.8.2 with bug fixes and performance improvements
Enhanced security and stability
Optimized for better user experience
Kullanıcı Yorumları
10 yorumEmmy VandenLangenberg
3 ay önce
I have been struggling to find a "credit fixing" program that was easy to use and actually brought results. This is it! There's no long waits for benefits, no ridiculous tricks, just deposit and go! Use it and get more. I really love the rewards points for my subscriptions!! Just set this card for the renewal and forget about it. And the best part...no ridiculous fees....WOOO!!
J Johnson
3 ay önce
Quick on the credit score help. I paid for Sezzle's credit reporting feature & my score never budget, but with Atlas it went up 52 points in less than 4 months. I like the save feature & that I can pay off the balance any time & not getting hit with interest fees or penalties for early payment. Only thing I don't like is the constant "add your paycheck" notification, some days its multiple times a day & annoying. Other than that, I love Atlas & have recommended it to several people.
Alyssa Adams
5 ay önce
Signed up to help improve my credit score, and it has definitely helped. In about 2 months my score went up 14 points. Easy to sign up and use, the only thing keeping me from giving 5 stars is unless you have a certain spending limit, you don't get a physical card. Until you reach that spending limit, it's just a virtual card, which is fine, but a slight inconvenience since not everything is bought online. Aside from that, I have no complaints.
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This app has been verified and is safe to download. No malware detected.
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