Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Zip, Co.

4.8
52,002 reviews
5,000,000+
Shopping

✓ Free Download • ✓ Safe & Secure • ✓ No Registration

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About this app

Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later where they want with the Zip app. Split payments into 4 easy installments, pay over 6 weeks¹, and enjoy shopping at millions of online and in-store retailers2. If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds. SPLIT ANY PURCHASE IN 4¹ Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeks¹. Get an instant decision³, with no long application forms or hassle. USE ZIP WHERE YOU WANT, ONLINE OR IN-STORE² Install our app and use Zip (previously Quadpay) pretty much anywhere to shop now and pay later — whether online or in-store². To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores². Our buy now, pay later platform helps you pay for your shopping in 4 payments¹. When you use Zip (previously Quadpay), there is no impact on your credit score. We’ll let you know when installments are due, so you’re on top of your split payments & purchases. If you’re a great deal finder, you’ll love Zip, which allows you to shop now and pay later in 4 payments¹. HOW DO I USE ZIP? Install the app and link your payment card to start shopping in millions of online and in-store retailers2. Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa4. Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app. Update or change your account details, including payment method, at any time. Get answers to frequently asked questions and contact our support team directly from the app. CONNECT WITH US For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram. https://www.instagram.com/zip_usa/ ¹For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval. ²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. ³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license. ⁴VISA is a trademark owned by Visa International Service Association and used under license

What's New

Latest version 1.238.4 with bug fixes and performance improvements

Enhanced security and stability

Optimized for better user experience

Kullanıcı Yorumları

10 yorum
DudeRobot

DudeRobot

7 ay önce

I finally have freedom again! I went through a Bankruptcy about a year ago and it's been hard being able to buy big items with low credit. ZIP has given me the opportunity to pay in 4 regardless of credit and it's been so amazing to finally be able to have this feature back again! I make my payments on time anyways, but the app constantly gives you great incentives to reach your goals on time! I couldn't recommend ZIP enough!

557 kişi faydalı buldu
Geliştirici Yanıtı7 ay önce

Hi, We appreciate you sharing your positive experience with Zip! It's fantastic to know that our convenient payment solution has met your expectations. We're dedicated to providing reliable and trustworthy service to our customers, and we're grateful to have you as part of the Zip community. Thanks for your support! 🎉

Anthony Frady

Anthony Frady

6 ay önce

Extremely convenient, and easy to use. The best pay in 4 option available in my opinion. Even the pay in store, they send a card, and all you do is type in the amount and your card is ready to pay with. Comes in handy. They also increase rapidly as long as you pay your payments. I have been using them for at least a year. Zero issues or complaints. Wonderful, thank you Zip

418 kişi faydalı buldu
Geliştirici Yanıtı6 ay önce

Hello Anthony! Thank you for taking the time to share your positive experience with Zip! We are thrilled to hear that you found our payment solution convenient and user-friendly. We are committed to providing our customers with a reliable and trustworthy service, and we're glad that we were able to meet your expectations. It is such a privilege ...

Joshua Garrison

Joshua Garrison

4 ay önce

After having Zip for 5 years at this point, and using it quite often for big purchases, it is one of the best apps to have. Building virtual cards to shop in store or online is incredibly simple and straight forward. This app is great for smaller purchases to get you through the week while easing the pressure on your finances, and also amazing for big purchases for holidays or birthdays. Highly recommend! You'll likely start low, but with timely payments your limit increases over time.

49 kişi faydalı buldu

Developer

Z
Zip, Co.
Verified Developer

Trusted developer with verified applications on our platform.

App Information

Version
1.238.4
Size
Unknown
Android
8.1+
Rating
Everyone
Updated
12/8/2025

Download Stats

Total Downloads
3
Average Rating
4.8

Safe Download

This app has been verified and is safe to download. No malware detected.